Winston Salem  |  Clemmons  |  Rural Hall ☰ ˟
Logo
Winston Salem: 336-721-9054 Clemmons: 336-766-7306 Rural Hall: 336-969-9511
  • Home Page
  • Get a Quote
    • Annuity Quote Form
    • Auto Insurance Quote
    • Business & CommercialImage of right arrow
      • Business Owners (BOP) Quote Form
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
    • Homeowners Insurance Quote
    • Jewelry Insurance Quote
    • Life Insurance Quote
    • Motorcycle Insurance Quote
    • Recreational Vehicle Insurance Quote
    • Renters Insurance Quote
    • Classic Car Insurance Quote
    • Umbrella Insurance Quote
    • Watercraft Insurance Quote
  • Our Services
    • Annuities
    • Automobile
    • Business & Commercial
    • Homeowners
    • Jewelry Insurance
    • Life
    • Motorcycle
    • Renters
    • Umbrella
    • Watercraft & Boat
  • Client Center
    • Refer a Friend
    • Important Links
    • Make a Payment
    • File a Claim
    • Insurance Glossary
  • About Us
    • About The Morgan Agency
    • Our Locations
    • Employee Directory
    • Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join our Newsletter
Home > Umbrella Coverage Home

Umbrella Coverage


Umbrella Coverage Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Umbrella Insurance Quote

Umbrella Coverage Information

Insurance policies have limits that help to control your premium costs. In addition, these limits help insurers ensure that they are able to fulfill their financial responsibility and meet the claims needs of their policyholders. But limits leave you with some exposure to financial loss, because any claims that exceed the amount of a policy’s limit must be either paid for out of your pocket or be unrecovered. An umbrella policy can fill the gap that exists between your limits and your potential claims.

Umbrella policies extend the coverage limits of many types of liability insurance policies such as home and auto.  It can provide $1 million or more in additional coverage to each of those policies you have. For example, when an auto insurance policy has a $250,000 limit and you injure another person in an accident, the medical expenses and lawsuit could cost much more than that. Having the added protection of an umbrella policy gives you another $1 million or more to put toward those costs. This keeps your savings intact while satisfying the financial obligations you have. Umbrella insurance can also provide protection for situations that would be excluded by other policies, such as when you are accused of slander or libel. Umbrella insurance isn’t just for personal coverage; it can also be purchased by a business in order to extend the reach of its various liability policies.

No matter how aggressive your liability insurance policy limits are, the inexpensive addition of umbrella insurance is a great, affordable way to extend your protection and meet whatever comes your way in the future. 

Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Home| Get A Quote| Customer Service| Make A Payment| Blog| About Us| Contact
Our Locations
Silas Creek
2200 Silas Creek Pkwy.
Winston-Salem, NC 27103

336-721-9054
Clemmons
2265 Lewisville Clemmons Rd., Ste B
Clemmons, NC 27012

336-766-7306
Rural Hall
310 Bethania Rural Hall Rd
Rural Hall, NC 27045

336-969-9511
Social Social Social
Logo

Powered by Insurance Website Builder